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Guaranteed Issue

Guaranteed Issue Whole Life Insurance or Guaranteed Acceptance Whole Life Insurance is a life insurance policy that does not require any medical or health questions on the application. Acceptance is guaranteed. Policies can range from $2,500 to $35,000, depending on the insurance company. 

These policies are issued to adults between ages 40-85, depending on the insurance company, that do not qualify for a traditional life insurance policy. These policies can help pay for funeral costs, medical bills, or other final expenses.

When the policy issued, there is a two-year or three-year waiting period. If the insured dies during the waiting period, the beneficiary would receive all the premiums paid plus a predetermined interest percentage.

The Rios Insurance Agency offers free, comparative quotes on Guaranteed Issue from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you? Just request a quote to find out. No Medical exam. Diabetic accepted. Terminal Illness accepted. High Blood Pressure accepted.